How can something be substantial if it ain’t financial?

For riding mass transit
we shall deserve an award
As we don’t fancy it
must be a dollar reward

What a splendid suggestion
many may just consent
Might even ease congestion
in case fast & frequent

Foremost reigns Pecuniary
other values of an act
found largely imaginary
Don’t we agree on this fact?

Yes, all is insubstantial
unless it is financial!